Friday 27 December 2013

BSN lao behhh

So freaking (not gonna use the four letters word start with F and end with K anymore. Great Tiger said that a proper girl should never ever use such an foul word) tired today. Urghh. Hate the feeling when your whole body is so damn aching to go to bed but at the same time the mind is so actively working. Such an imbalance body. Woke up at 8 in the morning to follow Mum to work. Yeah. I wanna to close all my inactive bank accounts. I think it's stupid for whoever who came up with the idea of finning those who have a year of inactive bank accounts. Or maybe perhaps they just wanna swallow the finning charges which is RM 10 into their bloody big stomach? How the hell are the poors suppose to deposit money in when they don't even have enough money for their living??? ! And so let us define again the definition of "BANK". Is bank a place to keep money only? Why can't bank generate at least some income to the poors. See it from this point of view. A poor family deposit RM 100 each year (the money probably was from ang paus or smtg). And each time the family has some money left to keep, they would bank in the money. Over a year, I believe the family would gain some extra few cents as their interest. Well that's better than nothing right? And even if the family doesn't bank in any money for the two years period, they should still be able to gain interest from there. BUT the bloody person is so stingy and selfish to implement such a rule that those who have an inactive account for a year period would be fine RM 10. Like the hell I still wanna keep money in the bank. Rather than having the banks to eat my RM10 each year, I rather keep it at home, under the bed or smtg.

The task for the day was to close the Bank Simpanan Nasional (BSN) and Maybank account. Both are government based. =.= And so with high spirit that I can at least hold my money in my hands, I went to BSN to shut the account. And one more thing that I hate the most about banking system these days are they are NOT giving ACCOUNT BOOK or PASS BOOK!! How the hell am I suppose to keep an eyes with the money matters? Do you really expect me to go online and see my statement from there? Lets just say I'm so stupid. I'm afraid that one day there will be virus entering my lappy and take all my banking information and swipe all my money off. Seriously, I don't trust virtual world with my money in hands. Please la, even if you're trying to save the trees, no account book is a no no. I'm sorry. I can't accept that. I want and love to see the money that I've kept. The joy of seeing the numbers on the book increasing over the years because of your hard work and good financial planning is something that some people just don't understand.

To BSN we go! While waiting for my turn, Mum asked me a question that I find difficult to answer.

Mami: How much is in your account?
Me: Err. I don't know.
Mami: This one no book right?
Me: Yeah. Freaking lao beh. Then how now?
Mami: Let's so check the statement from the machines.

And so we checked that I have RM303.87 and RM 0.50 was charged for printing the statement. Really money eating bank. Everything need money. The reason I'm so eager and determine to close the account is because they're charging me RM 8 every 6 months (I think) for the ATM card I'm using. Like the hell. That card serve as an emergency card only. I don't think I use it before. And each 6 months, you deduct my money for something that I don't use. Isn't it very stupid? Of course I care because this is MY money. Really mine. From my angpau, my saving and all. It's all mine. And for that reason only, I have all my rights to close down the stupid account. And so we went to queue again when the tickets officer asked why am I closing the accounts. AS I LIKE LA. I WANT CLOSE, I CLOSE LA. It's mine account!!

Ahh. And the queue was so long that Mum suggested I withdraw from the ATM machines. If I withdraw from the machines, I WOULD LOSE MY RM 10 because that's the minimum amount. And I don't wish to keep any money there! And so it was finally my turn after a decades of waiting. I realized the officers there work real slow. Perhaps in their mindset, they was thinking this is a govern bank so want or not, people would still come nevertheless the service! And so they chit-chat, goyang punggung and typing slowly while I'm tapping my fingers impatiently while standing at the front counter. I'm moments from exploding. And when I got my balance, I'm far to angry that I'm speechless! I've only gotten back RM290.90. Where is my RM 10?? No doubt it has been eaten up by those money-eating monster! After decades of waiting, I only gotten back the same amount as I should be if I were to use the ATM! Feel like a slap on the face for being too stubborn!

GO DIE LA YOU!!!
 
Since it's almost lunch time, we headed back. Maybank shall wait. Can't wait any day longer knowing that every moment spent, they're trying to suck my money dry! Popo is not around. My favorite chef is at Singapore visiting her newly born grandson, my stranger cousy. So I went and bought fried chicken for the 4 hungry ghosts at home and even cooked rice for them. Heh. They have no right to complain bout my cooked rice. If they're so fussy, go cook yourself la. But anyhow, the rice cooked was perfect. Not to lembik nor too hard. Just fine. =D Mum came back from work for lunch before me and Tigress followed her again coz Tigress wanna buy sport shoes. And the whole afternoon flew by. By the time we went home, it's already 6.30 pm. I guess I'm really happy or in a good mood today for my temper to be in checked.
 
After having small portions of dinner, I drifted at the sofa for less than an hour. LOL! I can't really sleep with dirty and smelly body. And so I went up to my room to realized that there's no electric. The hell? Am really mad that time. Complain that to Mum that she's like huh huh. I guess she's very tired too from the whole day working so I managed to figure it myself. I was in horror to know that someone has enter the house to fix the electric when me and Mum are not in. The worst thing is that we don't even know who is that! Shall gave a piece of my mind to Mousy and Tigress tomorrow. I meant, they're at home and so free yet don't bother to know what's happening. Just know how to sleep. GO BECOME PIG LA!!!
 
Me wanna become piggy now
*oink oink
 
XOXO~
 

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